Credit Risk Analyst – Modelling / CRA Data - #1693688

Data & Analytics Consultant – Modelling / CRA Data

One of world’s leading financial services companies (products used by 93% of Fortune 500) requires a Data & Analytics consultant. You will work closely with clients to proactively understand their challenges, propose and develop solutions and lead the execution of analytical and consultancy projects, including the design and development of complex modelling assignments utilising CRA data. You will have frequent engagements with external customers / stakeholders and will manage multiple analytics and consultancy projects.

Responsibilities.

• Proactive client engagement, developing partnerships with risk / analytics counterparts within clients; developing a deep knowledge of the relevant industries, clients’ business models, challenges and opportunities to address these.


• Lead a small team of analysts, providing supervision and leadership


• Write compelling proposals to win new analytics and consultancy opportunities


• Responsible for delivering analytics projects leveraging CRA data assets. This includes credit strategy and model developments to the required quality standards and timescales. This will cover all stages, including sample design, retrospective analysis, performance analysis, population split analysis and reject analysis.


• Develop deep data knowledge in the structure, application and permissible use of data sources, across consumer, commercial and open banking lines of business


• Application of statistical techniques (including Regression techniques, Machine Learning techniques, Decision Trees, CHAID Analysis & Cluster Analysis) to solve business problems.


• Application of data mining tools and programming languages Python and SQL to prepare data, undertake analysis and develop solutions for internal and external clients.


• Responsible for presenting proposals, approaches and results to stakeholders, including complex statistical techniques to a range of technical / non technical audiences of all sizes through to C-Suite, to generate improved business decisions and profitability.


• Understanding of the regulatory landscape within which the assigned clients operate


• Work closely with internal Sales and Strategy Consulting teams to inform and shape broader opportunities and solutions

What experience you need

• Experience in programming languages Python and SQL in a credit risk environment


• Experience in the use of credit bureau data


• An innovative mindset, with experience identifying opportunities that deliver incremental business benefit through leveraging of data and analytics


• Strong technical expertise and experience of statistical techniques to solve business problems


• Strong communication and consulting skills, with the ability and confidence to present to business partners and clients


• You possess excellent written and verbal communication skills with the ability to communicate with team members and clients at various levels, including business leaders.


• Experience in leading and management


• Previous analytical consultancy in a big data environment


• Deep understanding of the industry / regulatory landscape


• Exposure to machine learning techniques


• Cloud experience using GCP or Amazon AWS

This position offers a basic salary between £70-80K with an excellent benefits package and bonus scheme. The role requires 3 das a week in the office.

This is a wonderful opportunity to work for one of the worlds leading financial data companies who are known around the world.